Kenya, Karma, Kinship, King, Kennedy and Obama

Memphis Congressman Steve Cohen and Amp Elmore Celebrate Kenyan’s Tom Mboya 60th.

Kenyans Richard Kiptoo (left) & Aggrey Asava (far right) visit Anthony Elmore at his African styled home in Memphis, Tennessee.

Elmore with Kenya Secretary of Tourism Najib Balala Jan. 2005. Elmore got Kenya honored in Memphis “Africa in April” Celebration in 2004.

Anthony "Amp" Elmore travels to Kenya to promote Kenya as the world's designation whereas African/Americans and American note as the "Returning Point to Africa"

Kennedy's decision to support the effort became an issue in the election and possibly a factor in his narrow victory”

— John F. Kennedy Presidential Library

MEMPHIS, TN, US, October 16, 2018 /EINPresswire.com/ — Kenya, Karma, Kinship, King, Kennedy and Obama sounds catchy but such can become the new epoch of African, African/American and American relationships. Anthony “Amp” Elmore a five-time world Karate/Kickboxing champion from Memphis, Tennessee notes that Kenya’s Karmic relationship to President Obama, makes Kenya the perfect “Returning Point” for African/Americans to physically connect to their African/Ancestry in Africa.

Elmore achieved his greatest dream of visiting Africa in 1990 when he traveled to Africa to premier his independent film “The Contemporary Gladiator” in Nairobi, Kenya. Elmore ‘s trip to Kenya smitten him with a mission similar to that of the 1849 slave abolitionist and political activist Harriet Tubman. Elmore’s goal is to build a “Cultural pathway” whereas African/Americans can physically visit Africa to connect with their African Ancestral heritage. Elmore describe this in his Orange Mound to Africa Initiative they celebrate and honor Kenya in Memphis. Elmore took groups to Kenya for 10 years.

Elmore’s approach to this venture comes from the African/American known as the “Educator” Booker T. Washington, whereas Washington in 1895 struck a deal with African/Americans and Southern Whites known as the “Atlanta Comprise.” Even greater and more unique than the “Atlanta Compromise” was the “Mboya Intellect and spirit.”

In August of 1956 a 26 year old African from then “British East Africa” by the name of Tom Mboya was invited to speak in America. While unknown in American or African, history Tom Mboya is the most significant African in America’s Tenure to influence America’s history and culture. We can say that without a Tom Mboya John F. Kennedy might not have been elected President in 1960. The John F. Kennedy Presidential Library states; “At a key point in the 1960 presidential campaign, a dynamic young leader from Kenya named Tom Mboya visited Senator John F. Kennedy. Mboya led a campaign of his own that would eventually bring hundreds of African students to America for higher education, including Barack Obama Sr., President Obama's father. Kennedy's decision to support the effort became an issue in the election and possibly a factor in his narrow victory.”

Before there was an independent nation of Kenya, not only did Americans join in the struggle for Kenya’s Independence, African/Americans played a key role in the development of Kenya. It was America’s 1st Black Supreme Court Justice Thurgood Marshall who wrote Kenya’s Bill or Rights and constitution. It was Black Union leader A. Phillip Randolph and the AFL-CIO American labor Union who not only helped to train young Kenyans; the Union donated $35,000 to build a union building in Kenya.
Baseball great Jackie Robinson, Singer Harry Belafonte and actor Sidney Pointier and African/Americans who gave donations for the 1st Kenya “Airlift America” Flight whereas 81 Kenya students came to America to go to college.

When Kenya had its Independence ceremony December 12, 1963 Thomas Joseph Mboya had developed the strongest relationship between the new African Country of Kenya and the African/American Community than any African country in the history of America. Kenya’s Independence ceremony guest list looked like an African/American history book.

John H. Johnson founder of Black Publication Jet and Ebony Magazine was nominated by President Johnson to be America’s 1st Ambassador to Kenya. The African/American invited list included Thurgood Marshall who later became America's 1st Supreme Court Justice, Black writer James Baldwin, Anthropologist Educator Pan Africanist St. Clair Drake. Kenya paid for the air transportation of these three. On the invited list were Jackie Robinson, Dr. Martin Luther King, Paul Robeson, Maida Springer, Sidney Pointier, Dr. Ralph Bunch, Claude Barnett, A Phillip Randolph and many others.

Kenya’s unique history makes Kenya more than just an African country, Kenya has the potential of the Kennedy mystic of a youthful America whereas America sent a man to the moon and the Kennedy spirit to send youth to join the peace corps in Africa. African/American culture in the 1960’s embraced the iconic image of John Kennedy, Martin Luther King and Robert Kennedy who changed the course of history, yet died by an assassin’s bullet.

The man missing out of the annuals of American history is Thomas Joseph Mboya who was murdered in Kenya July 5, 1969. Mboya not only marched with Dr. Martin Luther King, he spoke at a king rally. Thanks to the visionary Tom Mboya, both America and Kenya have Tom Mboya to thank for President Barack Obama Jr.

Memphian Anthony “Amp” Elmore along with two Kenyans living in America; Aggrey Asava and Richard Kiptoo are traveling to Kenya seeking the Kenya Government to designate Kenya as the “Returning Point" for African/Americans to not only physically connect to their African/Ancestry in Africa we are asking Kenya to honor American President John F. Kennedy, brother Robert Kennedy and the Kennedy Foundation for their insight and support of Kenya.

On February 12, 1960 John F. Kennedy said "Education is, in truth, the only key to genuine African independence and progress." Kenya’s birth is associated with the American Civil rights movement in that ACOA or the “American Committee on Africa” civil right organization not only sponsored Tom Mboya to come to America in 1956, ACOA connected Tom Mboya to the African/American community which lead to the historic relationship of Kennedy, King, Kinship and Obama.

Elmore and the Kenyans are asking the Kenya Government to support the Elmore’s plan called the “Safari Initiative" or “Styled African Family Application Renaissance Initiative.” The plan calls for Kenya President Uhuru Kenyatta to honor African/Americans with a “Formal State Reception” in three years. This will be a historic celebration making Kenya the 1st nation in Africa to formally invite African/Americans its African ancestors to visit and celebrate in their African ancestral land of Africa.

The plan calls for the Tom Mboya/Dr. Martin Luther King Educational and Culture Center to be built in Nairobi, Kenya. This plan calls for Americans and African to build the 1st African and African/American University and Cultural Center in world history.

They are also looking for support for the Tom Mboya Movie; Africa's Greatest Hero to influence America.

Anthony Elmore
Elmore Carpets
901 452-4330
email us here
Visit us on social media:
Facebook
Twitter
Google+
LinkedIn

Anthony “Amp” Elmore Letter to President Obama Regarding Kenya


Source: EIN Presswire

CCHR: Veterans Get Damaging Mental Health Deal— Suicides increase & VA spends $1M on unsafe electroshock devices

Approximately 20 veterans a day take their own lives, and veterans accounted for 14 percent of all adult suicide deaths in the U.S. in 2016

Approximately 20 veterans a day take their own lives, and veterans accounted for 14 percent of all adult suicide deaths in the U.S. in 2016

CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections.

CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections.

CCHR

CCHR is calling for an investigation into ECT following a report that suicide rates of veterans aged 18 to 34 jumped more than 10 percent between 2015 and 2016.

The report doesn't discuss the apparent failure of the mental health system to deal with the needs of veterans, despite a VA mental health budget that has soared more than 55% between 2011 and 2018.”

— Jan Eastgate, international president of CCHR

CLEARWATER, FLORIDA, UNITED STATES, October 15, 2018 /EINPresswire.com/ — The Veteran Affairs Administration (VA) reports that the suicide rate of veterans aged 18 to 34 jumped more than 10 percent between 2015 and 2016—the most recent figures—after a steady increase since 2006. Nearly 60 percent of veteran suicide was by individuals aged 55 or older. [1] Mental health watchdog, Citizens Commission on Human Rights (CCHR) says the VA and military agencies are not looking at the damage psychotropic drugs and electroshock treatment can contribute to suicide. CCHR says that suicide-inducing psychotropic drugs and electroshock should be investigated for their potential role in suicides and violence. The group’s investigations found that since 2008, the VA has spent more than $1 million on electroshock devices and related parts, despite the manufacturers never having provided clinical trials proving safety and efficacy.

A Freedom of Information Act (FOIA) request filed by CCHR with the VA reveals that between 2012 and 2016, an average of 950 veterans received around 11,323 electroshocks. In those veterans aged 55 to 64, 1,459 vets received electroconvulsive therapy (ECT)— the passage of up to 460 volts of electricity through the brain causing a grand mal seizure. Another 975 aged 65 to 74 were also administered the damaging procedure. In those younger than 25, and up to the age of 34, there were 415 who had received ECT. [2]

CCHR’s investigation also shows that since 2008, the VA has purchased dozens of ECT devices at a cost of over $1.1 million, of which about 40 were bought since the Food and Drug Administration (FDA) held a public hearing into ECT in January 2011 that recommended the ECT device remain in a high-risk classification, requiring a clinical trial proving safety and efficacy. Jan Eastgate, international president of CCHR, said, “Since the 1970s, Congress has mandated that the FDA ensure all such Class II high-risk medical devices have their safety clinically proven. The 2011 FDA hearing reinforced the need for safety and efficacy clinical trials. Yet FDA has failed to do this and is now also putting veterans at risk.”

According to the recent VA report, approximately 20 veterans a day take their own lives, and veterans accounted for 14 percent of all adult suicide deaths in the U.S. in 2016, even though only 8 percent of the country’s population has served in the military. This same report reveals that veterans are more than twice as likely to die by suicide as non-veterans. [3] The VA doesn’t specify how many of those committing suicide had been taking violence and suicide inducing psychotropic drugs or who had undergone ECT leading up to their suicide. Adds Eastgate, “Nor does it discuss the apparent whopping failure of the mental health system to effectively deal with the special needs of returning vets, despite a VA mental health budget that has soared more than 55% between 2011 and 2018, from $5.2 billion to more than $8.1 billion.” [4]

In a 2014 submission that CCHR filed with the U.S. Senate VA Committee, it reported that there were almost 50 international drug regulatory agency warnings about psychiatric drugs causing suicidal ideation. Between 2005 and 2011, the military increased its prescriptions of psychoactive drugs (antipsychotics, sedatives, stimulants and mood stabilizers) by almost 700 percent. [5]

Antidepressants carry an FDA “black-box” warning of “suicidality” for those younger than 25, yet these drugs are prescribed to this age group in the military. While 41 percent of deployed American soldiers are aged 18-24, CCHR asks, of those, how many attempted or committed suicide while prescribed antidepressants. [6] Since 2001, the VA and Department of Defense (DoD) also spent over $790 million on one antipsychotic, risperidone. Yet in 2011, the VA reported that the drug was no more effective in treating combat stress than a placebo. [7]

The DoD Navy division also paid more than $47,600 in ECT device purchases from two U.S. manufacturers, while the Army spent around $44,700.

Tricare, the DoD’s health insurance coverage, reports that between 2010 and 2016, an average of 745 military personnel or their family members were given an average of 12,147 electroshocks each year. Astoundingly, this included 12 children aged five or younger. [8]

The VA ECT guidelines undermine the potential serious risks ECT causes, including long-term memory loss, cognitive dysfunction and brain damage, CCHR says. The guidelines point only to “some risks,” such as “memory loss,” and make the claim that ECT could help prevent suicide in depression. [9]

However, a 2010 review of ECT studies found: “There are no placebo-controlled studies evaluating the hypothesis that ECT prevents suicide, and no robust evidence from other kinds of studies to support the hypothesis.” And, in a follow-up 2017 review of 91 studies on ECT since 2010, researchers, John Read, Ph.D., School of Psychology, University of East London, and Chelsea Arnold, School of Psychology, Swinburne University of Technology, Melbourne, Victoria, Australia, concluded: “Given the well-documented high risk of persistent memory dysfunction, the cost-benefit analysis for ECT remains so poor that its use cannot be scientifically, or ethically, justified.” [10]

CCHR says Congress should investigate the DoD and VA’s purchase of the ECT devices and the failure of ECT, psychotropic drugs and a multi-billion dollar veteran mental health system that appears to be doing more damage than good. Those concerned can sign CCHR’s online petition.

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. L. Ron Hubbard, founder of Scientology, first brought psychiatric imprisonment to wide public notice: “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health,’” he wrote in March 1969. For more information visit, www.cchrflorida.org

Read full article here: https://www.cchrint.org/2018/10/12/veterans-get-damaging-mental-health-deal/

Sources:
All references can be found at: https://www.cchrint.org/2018/10/12/veterans-get-damaging-mental-health-deal/

Diane Stein
Citizens Commission on Human Rights of Florida
(727) 422-8820
email us here
Visit us on social media:
Facebook
Twitter
LinkedIn

Electroconvulsive “Therapy” —The Facts about ECT


Source: EIN Presswire

Family Law Attorney Ayn Traylor-Sadberry introduces new “Fresh Start” Flexible Billing Plans for all New Clients

Attorney Ayn Traylor Sadberry, attorney in Alabama

Attorney Ayn Traylor Sadberry, attorney in Alabama

Ayn Traylor Sadberry, Profile at SolomonLawGuild

Ayn Traylor Sadberry, Profile at SolomonLawGuild

Blog of attorney Ayn Traylor Sadberry

Blog of attorney Ayn Traylor Sadberry

News about Ayn Traylor Sadberry at Hype News

News about Ayn Traylor Sadberry at Hype News

Website of Lawyer Ayn Traylor Sadberry

Website of Lawyer Ayn Traylor Sadberry

Flexible payment plans for legal services are a growing trend, Alabama family lawyer Traylor-Sadberry notes

Law Offices of Ayn Traylor-Sadberry, P.C. (N/A:N/A)

That’s the driving force behind our new “Fresh-Start” Payment Plans. As everyone’s legal case is different and requires an individually-tailored strategy, so does their financial situation”

— Ayn Traylor-Sadberry, attorney in Alabama

BIRMINGHAM, ALABAMA, UNITED STATES, October 15, 2018 /EINPresswire.com/ — “Paying for legal services can be difficult and stressful in many circumstances, however, the Law Offices of Ayn Traylor-Sadberry, Esq. wants to assist as many people as possible, so flexible payment plans, individually tailored installment payments, flat-fee cases, retainers, and even success-based fee options are available under certain circumstances …” says Ayn Traylor-Sadberry, Attorney in Alabama.

Ms. Traylor-Sadberry continues: “That’s the driving force behind our new ‘Fresh-Start’ Payment Plans. As everyone’s legal case is different and requires an individually-tailored strategy, so does the financial situation and circumstances; and our new Payment Plans offer our clients exactly that.” The amount of the “flat-fee” and/or any hourly billing will vary depending on the case and client.

The Law Offices of Ayn Traylor-Sadberry aims to be competitive and just with their Domestic Relations and Family Law legal service pricing. “We here at our Law Practice seek to assist people in need of legal help, regardless of their financial situation. I fully understand that not all clients are going to be able to pay all fees up front, therefore flexible payment arrangements may be made.”

These will vary depending upon what is agreed to by both parties, whether it is a lump sum and then small payments after that or monthly/weekly arrangements. A Retainer Fee is a “lump sum” payment charged to commence legal services which retains the lawyer’s services and creates the underlying Attorney-Client relationship.

Part of the philosophy of Ms. Traylor-Sadberry is that “the Birmingham community has given so much to this office and has helped create its success, therefore, our goal is to give back …” Ms. Sadberry went on to say. “Not everyone will qualify elsewhere but our Law Office is willing to work with our Clients.” Some cases may even be handled on a “Success-Basis.” This essentially means that the potential Client is not required to pay any fees to the Law Firm at the outset to commence services. The Traylor-Sadberry Law Office will determine this possibility on a case-by-case basis. This may be an option for a potential client when specifically agreed upon and authorized by the Firm.

As to Initial Consultations, in most cases the Law Office of Ayn Traylor-Sadberry does not charge for the Initial Consultation (depending on the case type), however, in those cases where a Consultation Fee is charged, once retained, the Initial Consultation Fee is thereafter applied and fully credited to the Client’s Case Account.

About Ayn Traylor-Sadberry

Ayn Traylor-Sadberry is a Domestic Relations and Family Law Attorney in Birmingham, Alabama. Ms. Traylor-Sadberry received her B.A. degree in 1966 from the University of Oklahoma, her M.A. in 1973 from the University of Oklahoma, and her Juris Doctor from Howard University in 1981. She was admitted as an attorney in Alabama in 1989.

References

Law Firm Website: http://www.TraylorSadberry.com

News at: https://hype.news/ayn-traylor-sadberry-attorney-in-alabama-usa/n-026efe87-ae37-4957-9673-81d146a5bde6/stories

Attorney Profile https://solomonlawguild.com/ayn-traylor-sadberry

LinkedIn Profile: https://www.linkedin.com/in/ayn-traylor-sadberry-28a168169/

Blog at https://AynTraylorSadberryBlog.blogspot.com

Member of the Chamber of Commerce, https://www.chamberofcommerce.com/birmingham-al/24203184-traylor-sadberry-ayn

Ayn Traylor-Sadberry, Esq
Law Offices of Ayn Traylor-Sadberry, P.C.
(205) 791-2571
email us here
Visit us on social media:
LinkedIn

Fox News Report: The political climate in Alabama


Source: EIN Presswire

Lincoln Wins Alliance Commitments Award

The Alliance for Strong Families and Communities recently honored 135-year old Bay Area nonprofit with the 2018 Alliance Commitments Award.

OAKLAND, CA, UNITED STATES OF AMERICA, October 15, 2018 /EINPresswire.com/ — The Alliance for Strong Families and Communities recently honored 135-year old Bay Area nonprofit, Lincoln, with the 2018 Alliance Commitments Award in the impact area of Educational Success.

Through its proven Educational Engagement Initiative and deep public and private partnerships, Lincoln delivers prevention and early intervention programs at 50 schools in the Bay Area that address the root causes of truancy.

At the foundation of Lincoln’s Educational Engagement model is comprehensive and meaningful care, wholly addressing each family’s needs for housing, employment, transportation, food, and other resources necessary for children to succeed.

A neighborhood-specific, collective impact effort between school sites, parents and community partners, staff are engaged in delivering approaches and practices that work, and trained to follow the lead of families. From serving as a bridge between parents and schools and securing down payments on new housing to providing transportation and engaging in family therapy, Lincoln is there for families.

With a “whole child” approach at its core, Lincoln’s Educational Initiative embraces the community-participatory methods that have proven effective at combating the barriers that hinder the capacity for children and families to thrive.

To learn more about the Lincoln Educational Initiative and other Lincoln programs, visit LincolnFamilies.org.
The 2018 Alliance Commitment Award will be presented at the Alliance National Conference being held Oct. 15-17 in Denver, Colorado.

###
About Lincoln
Founded in 1883 as the first racially integrated orphanage in Northern California, our mission remains timeless: Lincoln disrupts the cycle of poverty and trauma, empowering children and families to build strong futures. Today, Lincoln impacts more than 20,500 children and their families in the most underserved communities of the greater San Francisco Bay Area through a continuum of academic achievement, family strengthening, and well-being programs. An innovative approach, providing comprehensive school, community, and family-focused services, combined with a unique team-based delivery and sound fiscal management, has established Lincoln as a leading regional provider of children and family services. With Lincoln, kids attend school, learn to read, and stay with their families where they do best. For more information and stories, visit LincolnFamilies.org.

Katherine Enad
Lincoln
510-421-6869
email us here


Source: EIN Presswire

United States Credit Czar: CNBC 'Make It' Headline Misguided and Unwise for Credit Consuming Population

FICO/credit scores directly determine the interest rate a consumer will pay for credit products. The table reveals the current rates based on score ranges

FICO/credit scores directly determine the interest rate a consumer will pay for credit products. The table reveals the current rates based on score ranges

SubscriberWise founder and the most successful credit scoring achiever in the worldwide history of banking and finance offers personal and professional insight

Pursuing the standard of excellence – understanding the granular details of consumer credit, and credit scoring in particular, to fully maximize a credit score – well… that’s never a ‘waste of time’.”

— USA Credit Czar, SubscriberWise founder, and FICO prof David E. Howe

NEW YORK, NY, UNITED STATES OF AMERICA, October 15, 2018 /EINPresswire.com/ — SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today the additional and insightful advice regarding what has been labeled a ‘waste of time’ as it relates to the pursuit of credit scores above the minimum scoring thresholds for which consumers typically obtain the most favorable rates for various types of credit products including mortgage, HELOC, and auto.

Specifically, the issue of concern from the perspective of FICO professor David Howe involves the misguided allegation that ‘going higher’ than the minimum threshold of super-prime credit (FICO 750 according to one expert cited in the CNBC story) is a ‘waste of time’: https://www.cnbc.com/2018/10/09/going-higher-than-this-credit-score-is-a-waste-of-time-expert-says.html

The minimum thresholds for the most favorable rates based on credit scores – ‘excellent range’ as referenced in the story – are FICO 750 and 760. Independent of the CNBC article and according to recent Informa Research Services, accurate as of October 12, 2018, the specific minimum thresholds for the most favorable rates by score range are as follows:

· 30-year mortgage: 760 – 850

· 15-year home equity loan: 740 – 850

· 48-month auto loan: 720 – 850

“I would like to have a conversation with Mr. Yoni Blumberg (https://www.cnbc.com/yoni-blumberg/) and share my decades-long experience and perspectives on credit and credit scoring,” stated David Howe, SubscriberWise founder and the world’s only credit scoring consumer to obtain simultaneous perfect FICO and Vantage scores across every national credit bureau (TransUnion, Equifax, and Experian). “I have made several attempts to talk with Mr. Blumberg and, most recently, he did thank me for information that I shared with him.

“In general, I recognize that Mr. Blumberg is publishing accurate and helpful information for consumers but he does occasionally miss-the-mark, at least from my personal and professional perspective (See related story: FICO Czar Howe Challenges ‘Credit Experts’ After Alleging CNBC’s Yoni Blumberg Misreports the Myth Correctly Dispelled by FICO’s Ethan Dornhelm — https://finance.yahoo.com/news/fico-czar-howe-challenges-credit-222500680.html)

YouTube: Listen to Credit Czar David Howe offer the best advice in terms of the importance of always pursuing the maximum credit score possible to ensure the most favorable financial circumstances as one navigates through life’s financial events: https://www.youtube.com/watch?v=8XhfoIRY6NI .

“And the article from last week titled ‘Once you hit this credit score, going higher is a 'waste of time,' expert says’ is an example where I argue that the general theme of the story is not ideal for the credit consuming population,” Howe continued. “In other words, pursuing the standard of excellence – understanding the granular details of consumer credit, and credit scoring in particular, to fully maximize a credit score – well… that’s never a ‘waste of time’. That’s where I believe Mr. Blumberg — including the 'experts' quoted — definitely missed the mark.

Related: FICO 850 Combination Finally Unlocked: Public Service Presentation Links Scoring Factors with Perfection while Encouraging Consumer Perseverance and Success — https://www.businesswire.com/news/home/20171018006530/en/FICO-850-Combination-Finally-Unlocked-Public-Service

“Does that mean that consumers should obsesses over their credit scores,” Howe asked rhetorically? “Of course, it does not. But having a deep understanding of credit and the credit scoring system, also known as the ‘Fair Isaac Leaves’ (https://globenewswire.com/news-release/2015/04/04/721765/10127640/en/Fair-Isaac-s-Leaves-Predictive-Characteristics-from-the-Personal-Credit-Report-of-The-World-s-Highest-Performing-FICO-Achiever-and-the-founder-of-SubscriberWise.html), including the impacts of financial choices, life-events, and circumstances on individual credit reports and scores should be far more than a passing interest.

“And frankly, I argue that the reason the ‘self-proclaimed’ experts constantly mimic the same advice like that proffered in this latest CNBC story is simply because these same experts themselves do not know and understand the intricacies and complexities of the credit scoring algorithms — including specifically the methodology indicated to fully maximize the rank-order technology. In other words, there really is more to ‘paying bills on time’ and ‘maintaining favorable utilization’, at least in terms of fully maximizing a FICO/credit score.

“To continue that point, I do, in fact, know the intricacies that are required to maximize a FICO scorecard capable of delivering a perfect FICO 850 score,” confirmed Howe. “I also know how to maintain perfect FICO scores indefinitely based on the latest FICO Score 9 and FICO Score 8 models: https://www.todayineducation.com/2017/04/22/fico-algorithm-world-wonder-david-howe-one-installment-and-one-revolving-account-with-low-utilization-most-optimal/ . Today, perfect FICO scores are no longer as elusive — or even unattainable — as in the past and that’s in large part a marketing decision that was made by the Fair Isaac Corporation…there's absolutely no doubt in my mind.

FACT: There are FICO scores in use today that will never reach a maximum 850 score. Just ask the FHA regarding the model it uses for underwriting: https://www.fha.com/fha_article?id=325 .

Related: SubscriberWise Founder Howe Proves FICO Score Benefit from Carrying Balances while Ending Misinformation Published by Bloomberg, NBC, and LA Times — https://www.businesswire.com/news/home/20170916005020/en

“Indeed, from my perspective, that’s the real reason these ‘experts’ go out of their way and tell everyone else to accept a level of mediocrity when it comes to something as critical as credit scoring: https://blog.credit.com/2014/04/this-guy-put-out-a-press-release-about-getting-a-perfect-credit-score-80430/ . That’s the reason they essentially ‘sell everyone short’ because they haven’t bothered to learn that ‘practice makes perfect’. The experts, they hate to be beat at their own game so they set the bar lower and ask everyone else to accept their same standards. At least that’s my conclusion every time I revisit the blog link above and read the mimicked advice constantly trumpeted.

“And it all begs the question: do these same 'experts' tell their children to only strive for a 90 percent on their class exams? After all, isn't a 90 percent an 'A'?

“Based on the evidence, it certainly appears at least some of the 'experts' may well consider an 'A+' — a 100 percent worthy of pursuit in every endeavor — a mere 'waste of time' for their children's young and ambitious developing brains: https://blog.credit.com/2014/04/this-guy-put-out-a-press-release-about-getting-a-perfect-credit-score-80430/

“What a shame if that's really the standard and expectation today…

“Just think about it,” Howe added. “Credit and credit scores control so much of our financial lives and beyond today. Why would we not all want to understand every detail of a technology that is so directly and indirectly part of our financial and everyday lives; a technology that is integral in underwriting, marketing, insurance rates (in many states), apartment rentals, utility deposits, and even whether an individual can obtain a rental car from the major agencies because credit scores are often part of the transaction if a bank credit card is not held by the renting consumer.

“Again, though, just to be clear and to forcefully reiterate, I’m not suggesting individuals obsess in an unhealthy way over their personal credit and credit scores,” Howe insisted. “But perhaps it’s time for credit scores to at least reach the same hype and attention that our society places on the more titillating and far less impactful facets of today’s society. For example, the NFL and the NBA to name but a few.

Related: Credit Karma All-time Highest Performer and FICO Wonder Man David Howe Goes Beyond the Credit Experts and Shares Unique Insight — https://www.businesswire.com/news/home/20170423005033/en/Credit-Karma-All-time-Highest-Performer-FICO-Man

“By the way, I mention these as two specific examples because in my self-affirmed role as US Credit Czar – a bequest to my fellow citizens in the USA and around the world – when I travel around the nation I often ask servers in restaurants where I dine — often young adults who would undoubtedly benefit from much more substantial knowledge of credit, banking, and finances — if they can define the acronym ‘FICO’ (Fair Isaac Corporation – https://www.fico.com). And for the record, whenever I ask the question I first place a $100.00 offer on the table for those who are successful with the trivia presented. And I do this because I want to know that I’m going to have a serious and thoughtful response…exactly what I get each and every time with the prospect of $100.00 for the right answer.

“I also start by asking the person to define a well-known acronym like ‘NFL’, for which 100 percent have correctly answered as ‘National Football League’. It’s true,” Howe confirmed. “In the past 7 or 8 years I’ve been asking the question – to literally hundreds of servers across the nation – and to date only 3 people have answered correctly: The Fair Isaac Corporation.

“Now back to the important point,” continued Howe. “Rather than obsessing over credit and credit scores, the message I want to convey is to nevertheless pursue the standard of excellence no matter the endeavor. And yes, that includes the critically important subject of credit and credit scoring,” Howe stressed. “It's time to raise the bar and set the highest possible standard when it comes to knowledge, insight, and education.

“So, whether it’s credit or any other subject of significance or importance, it really is about education, empowerment, and information; it’s not about obsession. It's called mastery and credit, I argue, is one of those areas of life where the deepest knowledge and expertise pays profound dividends to 'those in the know'. In reality, what we see and hear constantly today is nothing more than a distraction. The term ‘obsession’ has become a dodge for the so called ‘experts’ who don’t want to take the time and energy to learn what it takes to achieve the highest level of success for their area of ‘expertise’.

“Remember, knowledge is power,” Howe affirmed. “And no one should minimize or deny this fact. Credit knowledge, including the increased likelihood of a stronger credit standing that flows from education and information, translates into many more benefits from increased monthly cash-flow and long-term financial stability to employment opportunities that may otherwise be denied from adverse information contained on consumer credit reports.

“But it’s certainly also true that when it comes to credit and finances in particular, that life events and circumstances play a critical role in a consumer’s personal situation. In other words, no one should be naïve or pretend that an individual who is struggling with any number of financial challenges, they may well be dealing with extremely adverse credit that translates into continued hardship and financial difficulties. That’s an obvious fact. And that’s unfortunate from my perspective.

“Training, knowledge, and education — along with necessary regulations to mitigate against injustices like ongoing institutional racism and other legal discrimination tactics — are critical to lift those struggling to a better place; credit and scoring are included here,” said Howe.

Related: FICO World Champion and USA Credit Magnate David Howe Returns to Pulse Nightclub while Lobbying President Trump to Expand ECOA in Honor of Victims — https://www.businesswire.com/news/home/20170702005046/en/FICO-World-Champion-USA-Credit-Magnate-David

“Sadly — challenge, injustice, hardship — these are the realities for too many today. Therefore, we should all endeavor for greater fairness and equity so that everyone has an equal opportunity to live, achieve, thrive, and succeed. Actually, we should all demand these standards of justice relentlessly.

Related: FICO First: Perfect FICO 850 Scores Simultaneously Generated; SubscriberWise Founder, Credit Professional, and National Authority on Child Identity Theft Avails Himself to U.S. Congresswoman Maxine Waters and the House Financial Service Committee — https://www.businesswire.com/news/home/20140915005909/en/FICO-Perfect-FICO-850-Scores-Simultaneously-Generated

“Of course, it’s important to never lose sight of the good news that credit can always be redeemed no matter the life event or circumstance. Understanding that credit can be redeemed — while also never living in fear over losing one's credit — is a critical component for anyone who may be in a difficult situation.

“And I want everyone in the world to know that I’m certainly eager to share my insight, experience, and expertise to all those who may be in need or simply interested in learning and hearing more.

“That includes every damn bit of it of what I know today and what I’ll learn tomorrow,” Howe concluded. “Praise the facts. Praise the truth. Praise the Freedom of the Press. And power to the people, forever!”

Media Relations
SubscriberWise
330-880-4848 x137
email us here


Source: EIN Presswire

Beyond “Us vs Them” In Sexual Assault

Courtesy of Fotolia

Courtesy of MissLunaRose

CMM animation probes secondary traumatization in children

Beneath this, and articulated from a child’s point of view, is the much larger issue of confused, reactionary and outdated thinking around gender.”

— Firdaus Kharas

OTTAWA, CANADA, October 15, 2018 /EINPresswire.com/ —
A new animated video by Chocolate Moose Media adds to the growing worldwide trend of anti-sexual-assault conversations by taking an original and unique look at the “ripple effect” of the problem.

In Whispers With Stones, creator Firdaus Kharas enters the mind of a young girl as she replays an argument between her parents. The father has been accused of sexual impropriety by a co-worker at his church, and his wife confronts him.

The child tries to make sense of the incident, and the results are devastating as she tries and fails to process the emotions. This is the ripple effect of traumatization that researchers are only now starting to examine.

“Beneath this, and articulated from a child’s point of view, is the much larger issue of confused, reactionary and outdated thinking around gender. In addition, the approach highlights how badly we humans communicate about the issue,” Kharas says.

The video is versioned in nine languages: English, French, Spanish, Portuguese, Russian, Italian, Korean, Swahili and Tagalog (the Philippines).

It is supported by a riveting soundtrack composed by Andrew Huggett, Kharas’ long-time musical collaborator, and performed on the cello by Huggett’s sister Jennifer.

Whispers With Stones debuted at The United Methodist Church’s Do No Harm summit on the prevention  of sexual misconduct.  Chocolate Moose Media worked with The General Commission on the Status and Role of Women of The United Methodist Church as the executive producers of the animation in its mission to reach victims around the world.

About Chocolate Moose Media

Chocolate Moose Media is the world’s leading producer of animated behaviour-change communications aimed at solving health and social issues around the world. Led by renowned social innovator, director and humanitarian Firdaus Kharas, CMM produces animation, documentaries, videos and television series designed to educate, entertain and change societal and individual behaviour to positively influence viewers’ knowledge, attitudes and behaviour, especially those of children and young adults, in order to better the human condition. More than 3,600 animated videos in 245 language versions are available online in a Vimeo channel.

Mike Levin
Chocolate Moose Media
250 585-1885
email us here


Source: EIN Presswire

NY State Justice Center protecting sexual predators, not people with special needs

Countless sexual predators and pedophiles live and work within the New York State mental health care system and almost all sexual assaults and rapes are covered-up internally

Bogus Justice Center uses the same strategy as the Catholic Church to protect sexual predators, internal reporting of sex crimes and bypassing of local police

I could have stayed in that house for years and abused him every day without anybody even noticing at all. It was a predator's dream.”

— Stephen DeProspero – a former NYS caregiver & convicted sexual predator

ALBANY, NEW YORK, UNITED STATES, October 15, 2018 /EINPresswire.com/ — The Jonathan Carey Foundation was established by civil rights and disability rights advocate Michael Carey to protect our most vulnerable children and people with disabilities. Thousands of women and children with disabilities are being sexually assaulted and raped within New York State’s extremely dangerous mental health agencies and group homes.

The New York State Justice Center is operating a corrupt abuse hotline and is ensuring that there are rarely any criminal prosecutions of these sex crimes. Governor Andrew Cuomo is without question operating his mental agencies almost identical to the Catholic Church. Less than 1% of sex crimes reported to the fraudulent Justice Center are ever prosecuted. To wrap your mind around the scope of the astronomical and absolute rampant sexual abuse occurring multiply 1,300 sexual assaults times 33 to get the approximate numbers within the Office of People with Developmental Disabilities (OPWDD) system annually. State records obtained through Freedom of Information Law (FOIL) reveal an average of 1,300 reported cases with OPWDD alone and according to a well known study called Prevalence of Violence only 3% of these sexual assaults are ever reported.

https://www.mass.gov/service-details/prevalence-of-violence

The Boston Globe exposed the Catholic Church and their system or culture of rampant sexual abuse and criminal cover-ups. The Jonathan Carey Foundation and its founder Michael Carey are exposing Governor Andrew Cuomo’s corrupt system and culture of rampant sexual abuse and criminal cover-ups. Internal reporting and the shuffling around of pedophile and sexual predator priests within the Catholic Church and the same within Governor Andrew Cuomo’s mental health agencies and group homes, but instead of pedophile priests, sexual predator caregivers and convicted level 2 and level 3 sex offenders. Wolves in sheep’s clothing are what these sexual predators and criminals are and they are destroying countless innocent people’s lives.

The Boston Globe’s Spotlight investigative reporting news team uncovered these sex crimes and atrocities, thankfully, a process of genuinely sideling many of these sexual predators began. Tragically, most pedophile priests and those that knew what they were doing, yet protected and shielded them, escaped criminal prosecution for their crimes.

In New York State, Michael Carey, his son Joshua, Tom Cavanagh and some other special people have been working hard to uncover these similar sex crimes and criminal cover-ups. Evidence reveals that directives of these cover-ups go right to the top, to Governor Andrew Cuomo. The governor can never claim that he never knew about the level of sex crimes or the level of criminal cover-ups within his agencies because he and his top staff are directly involved and have been warned to stop the cover-ups for years.

Who in their right mind would operate a system and culture of rampant sexual abuse and protect sexual predators, sex offenders, pedophiles and rapists, instead of protecting extremely vulnerable women and children with disabilities? Why would Governor Cuomo also allow convicted sex offenders to be moved from prisons to group homes to live with people with developmental disabilities? The top person in control is Governor Cuomo and all the mental health agencies are directly under his authority. How can the governor justify any actions that endanger incompetent and physically disabled and give the green light to sexual predators? There appears to be a system and culture in which sexual predators are rewarded for committing sex crimes in New York State. Everyone needs to know that these very sick individuals are being given the opportunity to sexually assault and rape our most vulnerable by Governor Andrew Cuomo.

This news story regarding a former New York State employee and caregiver who is a pedophile will disgust you. Stephen DeProspero called Cuomo’s system “a predators dream”. DeProsero was caught by the feds in a porn sting or he would still be sexually assaulting disabled children in a New York State run group home today.

"The lack of supervision there made it easy to do what I did," DeProspero said in a handwritten affidavit obtained by The Associated Press. "I could have stayed in that house for years and abused him every day without anybody even noticing at all. It was a predator's dream."

http://www.nydailynews.com/new-york/new-york-pay-3m-family-boy-molested-group-home-article-1.2977392

It is Governor Andrew Cuomo that has directed the protection of sexual predators like DeProspero. Attorney General Barbara Underwood has been asked to intervene, but up until now she has chosen to look the other way to protect Governor Andrew Cuomo and the system, instead of our most vulnerable. The fact and the truth is that almost all reported sex crimes committed against people with disabilities within Cuomo’s agencies are covered-up. Cuomo’s corrupt Justice Center is systematically making almost all reported sexual assaults and rapes of the disabled within Cuomo’s agencies disappear.

At the same time all this is unfolding within New York State’s mental health care system, Attorney General Underwood is going after the Catholic Church for the same exact matters of covering -up sex crimes and the protection of pedophile priests. Both Gov. Cuomo and AG Underwood must be investigated swiftly by the US Department of Justice for their involvement in the protection of countless sexual predator caregivers and for purposefully placing convicted sex offenders within New York State’s mental health agencies.

If you would like to help fight this evil and epic corruption, please consider making a tax deductible gift to the Jonathan Carey Foundation. Thank you.

https://jonathancareyfoundation.org/donate/

Michael Carey
Jonathan Carey Foundation
(518) 852-9377
email us here

The incredible life and tragic death of Jonathan Carey


Source: EIN Presswire

Gov. Andrew Cuomo is secretly moving convicted sex offenders from prisons into group homes

The Cuomo administration is breaking numerous state and federal laws and is protecting countless sexual predators

Similar to the Catholic Church almost all sexual assaults are covered-up internally

I could have stayed in that house for years and abused him every day without anybody even noticing at all. It was a predator's dream.”

— Stephen DeProspero – a former NYS caregiver & convicted sexual predator

ALBANY, NEW YORK, UNITED STATES, October 14, 2018 /EINPresswire.com/ — Governor Andrew Cuomo has been illegally placing convicted sex offenders and felons into group homes, this has been happening for years according to the Office of People with Developmental Disabilities (OPWDD).

The Jonathan Carey Foundation has done enough research to date to advise the general public that this is happening on a wide-scale basis and is without question a state-wide problem that directly places our most vulnerable population at grave risk of sexual assaults and rapes.

How anyone in any position of power could be part of such a corruption scheme is beyond comprehension and unconscionable. Who is worse, the sexual predators and pedophiles like Larry Nassar, or those that literally assist and protect the sexual predators so they can continue to rape, violate and severely damage more lives? We all know the answer.

The Jonathan Carey Foundation is also uncovering another scheme of epic proportion in which most individuals that are raping little boys and girls in New York State are getting minuscule sentences or only probation.

Here are two of dozens of examples of sexual predators living in group homes that we have located so far to give you an idea of what is going on in New York State;

A 68 year old male level 3 sex offender with high risk of re-offending getting 3 years probation, his victim was a 13 years old girl.

A 46 year old male level 3 sex offender with high risk of re-offending getting 5 years probation, his victim was a 6 year old girl.

New York State penal law 260.25 says it is a felony crime to endanger the welfare of an incompetent or physically disabled person, yet the Cuomo administration is ignoring this law.

“A person is guilty of endangering the welfare of an incompetent or physically disabled person in the first degree when he knowingly acts in a manner likely to be injurious to the physical, mental or moral welfare of a person who is unable to care for himself or herself because of physical disability, mental disease or defect.

Endangering the welfare of an incompetent or physically disabled person in the first degree is a class E felony.”

The Jonathan Carey Foundation is bringing these illegal and extremely dangerous matters to the forefront and has located close to 60 sexual predators so far from minimal research to date, only 15% of all NY counties from a partial list of facilities and group homes. Statistically, it appears that the numbers of convicted sex offenders already placed into group homes throughout New York State may be in the hundreds.

All New York State District Attorney’s have been asked by Michael Carey the founder of the Jonathan Carey Foundation to intervene to stop these illegal placements, ensure the removal of all sexual predators from group homes with the disabled and to prosecute the individuals involved in committing these crimes.

The State has acknowledged that they have been placing convicted level 2 and level 3 sex offenders that have a clear and known risk of reoffending to live in group homes. The State of New York is attempting to claim that they can protect disabled residents, which is ludicrous and impossible.

"Group homes are for our most vulnerable people with disabilities, not for convicted sex offenders and known sexual predators." – Michael Carey – Civil Rights & Disability Rights Advocate

Here is what a convicted sexual predator and pedophile said of Governor Andrew Cuomo’s system, it is “a predators dream.”

"The lack of supervision there made it easy to do what I did," DeProspero said in a handwritten affidavit obtained by The Associated Press. "I could have stayed in that house for years and abused him every day without anybody even noticing at all. It was a predator's dream."

http://www.nydailynews.com/new-york/new-york-pay-3m-family-boy-molested-group-home-article-1.2977392

Literally, almost all reported cases of sexual assaults and rapes of the disabled are covered-up internally because Governor Cuomo set up an internal hotline to bypass the 911 call systems to keep local police out of the picture. The State of New York gives facilities and group homes all the time and ability to clean up crime scenes and destroy critical evidence of sexual assaults and rapes. Federal authorities have been asked to swiftly intervene.

If you would like to help advocate and protect our most vulnerable and help fight to end this extreme corruption, please consider making a tax deductible gift to the Jonathan Carey Foundation. Thank you.

https://jonathancareyfoundation.org/donate/

Michael Carey
The Jonathan Carey Foundation
(518) 852-9377
email us here

The incredible life and tragic death of Jonathan Carey


Source: EIN Presswire

Recruiting Donation Launches Purposeful Service Empowering People to Help Fund Causes

A Purposeful Service for People Who Love to Change the World

A Purposeful Service for People Who Love to Change the World

Love Helping Nonprofits Raise Funds Differently By Empowering People

Love Helping Nonprofits Raise Funds Differently By Empowering People

Since October 2017 Recruiting for Good has been funding fun services and purposeful parties that change lives

Since October 2017 Recruiting for Good has been funding fun services and purposeful parties that change lives

Recruiting for Good is sponsoring Recruiting Donation; rewarding referrals to companies with 50% of proceeds to help fund churches, nonprofits, and schools.

Want to experience life differently? Join us to use your social contacts for good; and make a greater impact in the world.”

— Carlos Cymerman, Servant Leader + Fun Advocate

SANTA MONICA, CA, UNITED STATES, October 12, 2018 /EINPresswire.com/ — Recruiting for Good is sponsoring Recruiting Donation to reward referrals made by people who help connect the staffing agency with hiring companies; with funding to donate and help support causes people care about most. When a hire is made, and a finder's fee is earned 50% of the proceeds will be donated to a U.S. based nonprofit.

According to Recruiting Donation, Founder Carlos Cymerman, "Our purposeful service is perfect for individuals, couples, and moms too who donate to nonprofits. You love to give more, but can't; because of financial responsibilities (paying off a college loan, saving for a house, or taking care of the kids)."

How to Help Fund and Support Your Causes

1. To get started introduce your best friend, dad/mom, husband/wife, girlfriend/boyfriend, nice neighbor, or son/daughter who loves to support your causes…and works for a company in the U.S. (or an executive at a company that you personally know a CEO, CFO, CIO, COO, or VP of HR).

2. When Recruiting for Good gets retained for a search, finds the company a great employee, and earns a finder's fee.

3. Recruiting for Good will donate 50% of the finder's fee to a U.S. based church, nonprofit, or school.

Carlos Cymerman adds, "Together we do more…Want to experience life differently? Join us to use your social contacts for good; and make a greater impact in the world. We are using recruiting for good, helping people find great jobs; and rewarding referrals with fun purposeful life experiences."

About

Recruiting Donation is a purposeful service for people who love to support their causes. Simply make a referral to help Recruiting for Good connect a person to a job; when a fee is earned 50% of proceeds will be donated to a U.S. based church, school, or nonprofit. We are all socially connected…now people can use their social contacts to impact the world, and benefit their life. www.RecruitingDonation.com join us to experience life differently, love life, and party for good.

Recruiting for Good is a socially progressive staffing company in Santa Monica, finding talented professionals great jobs, since 1998. Companies retain us to find the best talent in Accounting, Finance, Engineering/IT, and Marketing/Sales professionals. We reward referrals with fun life experiences. We sponsor www.OurMomsWork.org, and our founding members of Co-Op Celebrating Women. "We use recruiting placements to fund Our Moms Work, Santa Monica based community service: creating fun services, and purposeful parties that change lives."

Our Moms Work is a Santa Monica based community service sponsored by Recruiting for Good; offering cost free personal career mentoring services. In 2019, coming out with funded services to offset the cost of running a business for mom entrepreneurs and business owners. Our fun mission…"When we love life…the party never ends." www.OurMomsWork.org

Carlos Cymerman
Recruiting for Good
3107208324
email us here
Visit us on social media:
Twitter
LinkedIn


Source: EIN Presswire

Business Coach Christine Rose Returns to CUTV News Radio in a Brand New Radio Series

BONNEY LAKE, WASHINGTON, UNITED STATES, October 12, 2018 /EINPresswire.com/ — Christine Rose says things you might be surprised to hear spring from the lips of a business coach. She advises her clients, primarily high achieving women, to make time for those mani-pedi’s and exercise classes. She tells them to embrace their femininity. She tells them to nurture relationships—with friends, family, coworkers–and to schedule that into each day. Christine believes the majority of business problems are people problems, and if you can get the people to their absolute best place, they’ll be better able to accomplish goals, and their businesses will thrive too.

Christine feels what differentiates her from other coaches, and earns her so many referrals, is that she has lived a full life—continuing education, divorce, mid-career changes, setting post-retirement goals, and launching a business venture from the ground up. It makes her more relatable and clients gladly trust her coaching.

One look at Christine’s logo, and you’ll understand a lot. The lovely pink rose is about more than just Christine’s name; it’s associated with blooming. Roses also have a lovely essence one might need to go through layers to find—just like when they uncover purpose and direction for business or a life-altering move in coaching. The green leaves represent growth, which is exactly what her clients experience.

After years in business that included a switch from for-profit to non-profit sectors, Christine retired. Since she is a life-long learner and achiever, retirement led to her new purpose, coaching. Christine now uses her experiences and coaching expertise to help to others design and live their best future. Once she began coach training, Christine realized turning it into a business was an imperative. She launched the coaching business that bears her name in 2015. Many women, and a few smart men, have sought her support since.

Christine notes that women will spend a lot of time and funds on homes, fashions, and landscapes, but neglect to put the same effort into their own future. Christine hopes she can reach more women, help get them out of what she calls default mode, and move ahead with their goals. Facing challenges, she says, only helps us grow.

Christine partners with clients to identify measurable goals, and to outline the steps to a more extraordinary life. Part of what she encourages them to do is tend to their daily JEWELS. She will explain what each letter of this acronym means throughout the series, but it relates to staying in a healthy place, so you can focus and achieve.

Christine respects her clients and educators of every type. One major influence is Lynn Taylor, who created the Core Values Index that she was trained in. Another is Marshall Goldsmith, a noble coach who has oft spoken to the CUTV News audience. Christine still has her own coach, and also learns weekly at Toastmasters where she hones her speaking skills. She pursues new hobbies and travels widely. For this Rose, it’s all part of the blossoming!

CUTV News Radio will feature Business Coach Christine Rose in an 8-part series beginning October 15 at 1:00pm. It will include interviews with both our hosts, Jim Masters and Doug Llewelyn.

Listen to the show and series on BlogTalkRadio.

If you have questions for our guest, please call (347)996-3369

Learn more about Christine and her coaching style at https://christinerose.coach/

Lou Ceparano
CUTV News
(631) 850-3314
email us here
Visit us on social media:
Facebook


Source: EIN Presswire